Party Boy Tackles Debt & Gets Hitched!
I was the typical silly boy that liked to party and didn’t take much responsibility other than going to work. I thought I worked hard, so I played harder and unfortunately, it didn’t come cheap. I accrued too much credit till I was over my head and just needed it fixed. I met my wife to be and she gave me the will to beat this once and for all.
When I was in debt it was very stressful, constant calls from debtors saying I must pay and me saying I can only afford $50 this week because I have $100 going there. It affected me in all aspects of my life including work.
I was linked with My Budget who was terrific at managing my money for me but it was not clearing the debt quick enough for me to want to do something with my future. After My Budget, I used their philosophy to try to manage myself so that I saved some costs to allocate to the debts I had accrued but then the debtors kept asking for more money. Interest was still accruing.
The day I met my soon to be wife, I knew we would get married and have a family one day. The problem was, where was I going to get the money for us to get married if I had so much debt? I decided to get serious about life and my responsibilities. She inspired me to want to provide and look after our future family. We got married in April 2017!!!
Debt Mediators were fantastic. The honest truth is that there were some payments I missed but they made it easy for me to catch up. They put together an agreement where repayments were low enough that if something went wrong and I missed a payment I could make it up.
I budgeted my entire year of income and expenses to the cent. I knew when money was supposed to be debited, I knew how much money was coming in and I made sure to always keep myself in the green. My fiance kept me accountable for sticking to the budget, handling our grocery shopping, paying our other bills, keeping my bank card at times when I didn’t trust myself also helped.
If you have debt problems the sooner you do something the sooner you realize how much a company like Debt Mediators can help. First, work out if you could manage your debt on your own but do it quick. Map out your plan to clear your debt and if you are still stressed from it then you definitely need to talk to Debt Mediators.
These days I feel like a weight has been lifted off my shoulder. Now I can focus on planning and pay for the wedding 100%. I continue to budget my year ahead. I was never doing this before. I now always ask myself, “do I really need this” when looking to purchase something.
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