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We have developed a range of calculators to help you work out what the best debt solution is for yourself. Please note that you should speak to a consultant if you’re considering working out a plan that suits you.

Budget Calculator

We designed this calculator to help you identify exactly how much you spend per week/month/year and still afford all of your expenses. If you can’t afford your existing debts, this calculator will identify that you are “Insolvent”. This is a legal term identifying that your expenses are more than your income.

Credit Card Calculator

The Credit Card Repayment Calculator will show you how long it will take to pay off your debt on your credit card. Choose from making the minimum payment, or a higher amount of your choosing.

Mortgage Calculator

The Mortgage Repayment Calculator will show you how long it will take to pay off your home loan. Help fix your mortgage woes with a go-to guide in handling your repayments.

Debt Consolidation Calculator

Does Debt Consolidation save you money and will it reduce your repayments? The debt consolidation calculator enables you to work out how much you’ll save and exactly what your repayments will be.

Repayment Calculator

If you’re juggling multiple debts with different repayments and different interest rates, working out exactly when you will pay the debt off and how much you’ll repay, can be a long and lengthy process. The Repayment Calculator solves that problem by calculating exactly when you’ll be debt free and working out exactly how much you’ll pay back in realistic steps.

Debt Agreement Calculator

Debt Agreement works very differently from Debt Consolidation, but it acts as a legal compromise that creditors can live with, where the repayment is based on what’s affordable for you. The difference between most hardship arrangements and a debt agreement is that debt agreements are a permanent solution. Take a look at our calculator to work out what will work for you.


Updated September 2016