We help individuals & couples to regain financial control & be debt free faster.
What is unsecured debt?
A debt with no collateral secured against it. In the event that the debtor defaults on the loan, there is no collateral to foreclose on.
Unsecured loans we can help with:
Bank account overdrafts
Some debt consolidation loans
Money borrowed from friends or family (if electronic transfer/records kept)
Disconnected services such as:
Phone contracts, electricity and gas bills, internet, Foxtel etc.
Rent / Mortgage:
Rental arrears/debt for previous property, Mortgage or car loan shortfalls (where the asset is sold for a loss).
Invoices or fees relating to:
Medical, Vets, Mechanics, Car accident debts, School fees, Solicitor, Lawyers, Business suppliers etc. (so long as services are completed and no longer need to use that provider again).
Government related debts:
Tax bills, Centrelink Overpayments.
Debts that are not able to be included:
Child Support arrears
Speeding fines, infringements, penalty notices, parking fines, toll charges, etc.
Current radio rentals or rent to own agreements
Current rental arrears or overdue bills
Debts in another person’s name
NZ Inland revenue debts
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How Debt Mediators Debt Relief Works
One of our expert debt consultants will call you to get the details of your situation. Some financial management companies will charge for this call... but yours is FREE for visiting our site.
Investigate & Negotiate
We review all your information and figure out how to save you as much money as possible. Then we enter into a tough minded negotiation with creditors and come to an agreement that will lower your payments and protect your assets.
Our agreements stops all legal action and debt collection activity. This protects you while we work to lower your debt.
Get on with life
You say goodbye to debt worries and hello to greater financial freedom.
We’ve already saved over 12,192 Australians and cleared$116,704,607 worth of debt.
Over 50,000 people sought free advice from Debt Mediators in the last year.
Now over 10 years old, we are one of Australia's oldest and largest debt agreement administrators. You tell us what you owe, and in less than 10 minutes we provide you with a saving estimate. Once approved, we take control of your debt allowing you to get on with the important things in life.
You wouldn’t want to get into an argument with our specialists. They’re tenacious and they don’t back down from anybody – especially creditors. When creditors aren’t sympathetic to your financial situation… our specialists take it personally.
You’ll be getting the best representation available. Our highly trained insolvency specialists know the ins and outs of debt like the back of their hand… to save you as much money as legally possible.
Be Debt Free Fast
Once we reach an agreement and the documents are lodged, you’ll be debt free in just 2-5 years
Freeze Interest & Fees
Our agreements freeze all interest and fees. Which means you can clear your debt quicker.
Lower Combined Payment
All your payments are combined into one regular, affordable payment.
Your House & Car are Safe
Our agreements will ensure your debts are under control, and keep your house and car safe.
Cease Legal Actions
The agreement freeze all legal action and debt collection activity.
Stop Debt Collector Calls
We can stop all debt collector calls within a week. This will lower your stress immediately.
When it comes to providing hassle free debt solutions, our experienced team have the passion and drive to yield the best outcomes for our clients. Which is why our recent satisfaction survey revealed that 97.2% of clients said they would recommend our services to family and friends. Click on the below testimonies to hear about each clients journey to debt freedom.
If it wasn't for dcs I don't know what I would have done , I would recommen... If it wasn't for dcs I don't know what I would have done , I would recommend anyone struggling with dept to to speak with your team Lorraine Mary Edwards - 20-Jan-2017
Always helpful and easy to speak to on the phone
Also the online email was... Always helpful and easy to speak to on the phone Also the online email was quick With their replies Glenys Aspros - 20-Jan-2017
Good service by Debt Mediators - a division of the DCS Group Aust Pty Ltd Very helpful and friendly staff Peter Pradachith - 16-Jan-2017
Fantastic staff. Understanding that circumstances change with compassio n. ... Fantastic staff. Understanding that circumstances change with compassio n. Easy and a pleasure to deal with. Melissa Jane Wilkins - 13-Jan-2017
Great service throughout the term of the agreement but hadn't been fully di... Great service throughout the term of the agreement but hadn't been fully disclosed about the information placed on your credit file such as it is a bankruptcy, but over all good ex... David John Kruger - 11-Jan-2017
Best thing I have ever done!! Yes the 5 years of repayments felt forever, however, worth it in the end. After drowning in debt at the young age of 20, it was the most sensible thing for me to do. Now 25 and hav... 11-Jan-2017
Great Great 11-Jan-2017
Fantastic and life changing. With the friendly ,helpful, considerate people who have helped me get my life back on track, I will say that I could not be happier. The relief is amazing. 11-Jan-2017
Good service by Debt Mediators - a division of the DCS Group Aust Pty Ltd Good customer service for the past five years. Glad no more payments 07-Jan-2017
A load of stress finally lifted. DCS did all the negotiating with banking institutions. A load of stress lifted not having to constantly deal with creditors. Was initially a little tight financially making repayme... 07-Jan-2017
"It was easy. I didn’t have to do anything. I handed my problems over to you guys. You did all the paperwork, all the mediation and the negotiating."
"Everything was week to week. We didn’t know if the car broke down, how we were going to fix it. Now we are saving for our wedding and a house. I would 100% recommend Debt Mediators."
"I was constantly getting calls from creditors. I was scared to pick up private numbers… I would definitely recommend Debt Mediators."
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This month we spoke with Chris, who recently made his last payment and cleared his mountain of credit card debt. We asked him about how he lost control of finances, what promoted him to seek help and the lessons he learnt along the way. How Chris conquered credit card debt… Can you fill us in on your background? […]