We help individuals & couples regain financial control & get out of debt, faster.
What is unsecured debt?
A debt with no collateral secured against it. In the event that the debtor defaults on the loan, there is no collateral to foreclose on.
Unsecured loans we can help with:
Bank account overdrafts
Some debt consolidation loans
Money borrowed from friends or family (if electronic transfer/records kept)
Disconnected services such as:
Phone contracts, electricity and gas bills, internet, Foxtel etc.
Rent / Mortgage:
Rental arrears/debt for previous property, Mortgage or car loan shortfalls (where the asset is sold for a loss).
Invoices or fees relating to:
Medical, Vets, Mechanics, Car accident debts, School fees, Solicitor, Lawyers, Business suppliers etc. (so long as services are completed and no longer need to use that provider again).
Government related debts:
Tax bills, Centrelink Overpayments.
Debts that are not able to be included:
Child Support arrears
Speeding fines, infringements, penalty notices, parking fines, toll charges, etc.
Current radio rentals or rent to own agreements
Current rental arrears or overdue bills
Debts in another person’s name
NZ Inland revenue debts
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How Debt Mediators Debt Relief Works
One of our expert debt consultants will call you to get the details of your situation. Some financial management companies will charge for this call... but yours is FREE for visiting our site.
Investigate & Negotiate
We review all your information and figure out how to save you as much money as possible. Then we enter into a tough minded negotiation with creditors and come to an agreement that will lower your payments and protect your assets.
Our agreements stops all legal action and debt collection activity. This protects you while we work to lower your debt.
Get on with life
You say goodbye to debt worries and hello to greater financial freedom.
We’ve already saved over 12,604 Australians and cleared$130,393,188 worth of debt.
Over 50,000 people sought assistance from Debt Mediators in the last year.
Now over 10 years old, we are one of Australia's oldest and largest debt agreement administrators. You tell us what you owe, and in less than 10 minutes we provide you with a saving estimate. Once approved, we take control of your debt allowing you to get on with the important things in life.
You wouldn’t want to get into an argument with our specialists. They’re tenacious and they don’t back down from anybody – especially creditors. When creditors aren’t sympathetic to your financial situation… our specialists take it personally.
You’ll be getting the best representation available. Our highly trained insolvency specialists know the ins and outs of debt like the back of their hand… to save you as much money as legally possible.
Be Debt Free Fast
Once we reach an agreement and the documents are lodged, you’ll be debt free in just 2-5 years
Freeze Interest & Fees
Our agreements freeze all interest and fees. Which means you can clear your debt quicker.
Lower Combined Payment
All your payments are combined into one regular, affordable payment.
Your House & Car are Safe
Our agreements will ensure your debts are under control, and keep your house and car safe.
Cease Legal Actions
The agreement freeze all legal action and debt collection activity.
Stop Debt Collector Calls
We can stop all debt collector calls within a week. This will lower your stress immediately.
When it comes to providing hassle free debt solutions, our experienced team have the passion and drive to yield the best outcomes for our clients. Which is why our recent satisfaction survey revealed that 97.2% of clients said they would recommend our services to family and friends. Click on the below testimonies to hear about each client's journey to debt freedom.
They were always friendly & very understanding 27-May-2017
I would recommend DCS Group to anyone in need of this serve. 5 stars! They were very, very helpful during a time of extreme stress and explained process thoroughly. The relief i received when CitiBank stopped harassing me can not be measured. It's be... 26-May-2017
110% guidance and support by consultants Absolutely would recommend DCS based on the Brisbane staff. They are switched on, engaged and genuinely focused in helping us to acheive completion of our misfortune. You see we we... 22-May-2017
Always friendly and reassuring 20-May-2017
HELP WHEN I NEEDED I was in so much final stress after what happened to me ..,since I made the inciative to get help ..,DCS helped me so much to get myself on track ..,thanks so much for helping me .... 20-May-2017
Help to pick you up even when you feel so down financially very supportive DCS Group enabled me to carry on to support my family without all the hassels They are very friendly and helpful and always made you feel important when you call even though y... 20-May-2017
If it wasn't for DCS Group, I would still be in A LOT of debt. They were very giving and sometimes allowed me to stop or shorten payments when I needed to. I will highly r... 20-May-2017
Good service and helped me when I needed the most 20-May-2017
I would not be financially free if it wasn't for DSC group If it wasn't for the DCS group, I wouldn't have been able to clear up all my accumulation small debts that added up to a lot and still keep my house and car. People that have only ... 19-May-2017
"It was easy. I didn’t have to do anything. I handed my problems over to you guys. You did all the paperwork, all the mediation and the negotiating."
"Everything was week to week. We didn’t know if the car broke down, how we were going to fix it. Now we are saving for our wedding and a house. I would 100% recommend Debt Mediators."
"I was constantly getting calls from creditors. I was scared to pick up private numbers… I would definitely recommend Debt Mediators."
Having a different money style to your partner can cause a lot of fighting about money. I’m a saver. My first instinct is to not spend any money at all. The only clothes I own are the ones my wife gives to me at Christmas, that she buys at Target because she knows if she buys […]
I’ve tried everything over the years to manage my money, but nothing is as successful as the envelope budget. I attempted a budget, but a budget for me was just a list of good intentions. Like joining a gym and never going, or buy a whole bunch of vegetables that rot in the fridge. I […]
We could all use some extra cash to make end meet, so here are our top 5 fast ways to reduce financial strain in a hurry: Gumtree Hustle A friend I know makes a lot of money selling stuff on Gumtree he doesn’t own. Don’t worry it’s not a Nigerian scam. He just finds ads that […]
We love hearing from out clients whether it be by online reviews, email or social media. This month we contacted our client ‘Smithy’ and here is what he had to say… I was the typical silly boy that liked to party and didn’t take much responsibility other then go to work. I thought I worked hard, […]