We help individuals & couples regain financial control & get out of debt, faster.
What is unsecured debt?
A debt with no collateral secured against it. In the event that the debtor defaults on the loan, there is no collateral to foreclose on.
Unsecured loans we can help with:
Bank account overdrafts
Some debt consolidation loans
Money borrowed from friends or family (if electronic transfer/records kept)
Disconnected services such as:
Phone contracts, electricity and gas bills, internet, Foxtel etc.
Rent / Mortgage:
Rental arrears/debt for previous property, Mortgage or car loan shortfalls (where the asset is sold for a loss).
Invoices or fees relating to:
Medical, Vets, Mechanics, Car accident debts, School fees, Solicitor, Lawyers, Business suppliers etc. (so long as services are completed and no longer need to use that provider again).
Government related debts:
Tax bills, Centrelink Overpayments.
Debts that are not able to be included:
Child Support arrears
Speeding fines, infringements, penalty notices, parking fines, toll charges, etc.
Current radio rentals or rent to own agreements
Current rental arrears or overdue bills
Debts in another person’s name
NZ Inland revenue debts
AS SEEN IN
How Debt Mediators Debt Relief Works
One of our expert debt consultants will call you to get the details of your situation. Some financial management companies will charge for this call... but yours is FREE for visiting our site.
Investigate & Negotiate
We review all your information and figure out how to save you as much money as possible. Then we enter into a tough minded negotiation with creditors and come to an agreement that will lower your payments and protect your assets.
Our agreements stops all legal action and debt collection activity. This protects you while we work to lower your debt.
Get on with life
You say goodbye to debt worries and hello to greater financial freedom.
We’ve already saved over 12,604 Australians and cleared$130,393,188 worth of debt.
Over 50,000 people sought assistance from Debt Mediators in the last year.
Now over 10 years old, we are one of Australia's oldest and largest debt agreement administrators. You tell us what you owe, and in less than 10 minutes we provide you with a saving estimate. Once approved, we take control of your debt allowing you to get on with the important things in life.
You wouldn’t want to get into an argument with our specialists. They’re tenacious and they don’t back down from anybody – especially creditors. When creditors aren’t sympathetic to your financial situation… our specialists take it personally.
You’ll be getting the best representation available. Our highly trained insolvency specialists know the ins and outs of debt like the back of their hand… to save you as much money as legally possible.
Be Debt Free Fast
Once we reach an agreement and the documents are lodged, you’ll be debt free in just 2-5 years
Freeze Interest & Fees
Our agreements freeze all interest and fees. Which means you can clear your debt quicker.
Lower Combined Payment
All your payments are combined into one regular, affordable payment.
Your House & Car are Safe
Our agreements will ensure your debts are under control, and keep your house and car safe.
Cease Legal Actions
The agreement freeze all legal action and debt collection activity.
Stop Debt Collector Calls
We can stop all debt collector calls within a week. This will lower your stress immediately.
When it comes to providing hassle free debt solutions, our experienced team have the passion and drive to yield the best outcomes for our clients. Which is why our recent satisfaction survey revealed that 97.2% of clients said they would recommend our services to family and friends. Click on the below testimonies to hear about each client's journey to debt freedom.
They went out of their way to help me pay off the money problems i had accrued.. and when i had problems with making payments they were more than able to accomodate my needs. Than... Liam Desmond Walters - 24-Jul-2017
Wonderful, helpful people The DCS group staff were wonderful right from the start. They listened and explained everything clearly in words that anyone can understand. They were very polite and friendly ever... Annette Joy Wilson - 24-Jul-2017
Very easy to deal with, understanding and quick to action any requests made 22-Jul-2017
Really very helpful and recommend if you need help use DCS group. I could not have not this without you. Thank you very much Tania Lee Hanlon - 22-Jul-2017
would definitely recommend I would definitely recommend DCS Group as they were always professional yet friendly with great communication in my dealings with them. 22-Jul-2017
a life saver very appreciative all the support I received, made my ordeal 1 I could deal with, 15-Jul-2017
Very helpful very patient Philip James Roberts - 11-Jul-2017
DCS was awsome...forever supportive and incredibly helpful understanding our struggle to honour our debt agreement as our intention has always been to succeed and we did. Thank... David Horomona Irwin - 09-Jul-2017
very professional and friendly staff, did the best job Thanks DCS for the excellent job, always were there for me 08-Jul-2017
Good service let down at the end by bad communication. Everything was going well until near the end of the agreement. I did not get the usual letter after six or seven weeks had passed to let me know how much longer the agreement had t... Anthony Joseph Mercieca - 08-Jul-2017
"It was easy. I didn’t have to do anything. I handed my problems over to you guys. You did all the paperwork, all the mediation and the negotiating."
"Everything was week to week. We didn’t know if the car broke down, how we were going to fix it. Now we are saving for our wedding and a house. I would 100% recommend Debt Mediators."
"I was constantly getting calls from creditors. I was scared to pick up private numbers… I would definitely recommend Debt Mediators."
If you’re in debt, it’s likely that you are worried about Debt Collectors. What can Debt Collectors do, you may be asking. What Debt Collectors can’t do may be more important to you at this point. You may have had experience with Debt Collectors in the past harassing or lying to you over the phone […]
It’s tax time again, and sadly, many of us are going to miss out on thousands of dollars of deductions. We’ve compiled a list of the most commonly missed deductions, so you don’t have to pay the ATO any more than is required. You need to be able to justify your deductions. The easiest way […]
Having a different money style to your partner can cause a lot of fighting about money. I’m a saver. My first instinct is to not spend any money at all. The only clothes I own are the ones my wife gives to me at Christmas, that she buys at Target because she knows if she buys […]
I’ve tried everything over the years to manage my money, but nothing is as successful as the envelope budget. I attempted a budget, but a budget for me was just a list of good intentions. Like joining a gym and never going, or buy a whole bunch of vegetables that rot in the fridge. I […]