We help individuals and couples to regain financial control and get out of debt
What is unsecured debt?
A debt with no collateral secured against it. In the event that the debtor defaults on the loan, there is no collateral to foreclose on.
Unsecured loans we can help with:
Bank account overdrafts
Some debt consolidation loans
Money borrowed from friends or family (if electronic transfer/records kept)
Disconnected services such as:
Phone contracts, electricity and gas bills, internet, Foxtel etc.;
Rent / Mortgage:
Rental arrears/debt for previous property
Mortgage or car loan shortfalls (where the asset is sold for a loss)
Invoices or fees relating to:
Medical, Vets, Mechanics, Car accident debts, School fees, Solicitor, Lawyers, Business suppliers etc.
(so long as services are completed and no longer need to use that provider again)Government:
Tax bills, Centrelink Overpayments
Debts that are not able to be included:
Child Support arrears
Speeding fines, infringements, penalty notices, parking fines, toll charges, etc.
Current radio rentals or rent to own agreements
Current rental arrears or overdue bills
Debts in another person’s name
NZ Inland revenue debts
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Here's How Our Debt Solutions Work
One of our expert debt consultants will call you to get the details of your situation. Some financial management companies will charge for this call... but yours is FREE for visiting our site.
Investigate & Negotiate
We review all your information and figure out how to save you as much money as possible. Then we enter into a tough minded negotiation with creditors and come to an agreement that will lower your payments and protect your assets.
Our agreements stops all legal action and debt collection activity. This protects you while we work to lower your debt.
Get on with life
You say goodbye to debt worries and hello to greater financial freedom.
We’ve already saved over
Australians and cleared$112,957,177
worth of debt.
Over 50,000 people sought free advice from Debt Mediators in the last year.
Now over 10 years old, we are one of Australia's oldest and largest debt agreement administrators. You tell us what you owe, and in less than 10 minutes we provide you with a saving estimate. Once approved, we take control of your debt allowing you to get on with the important things in life.
You wouldn’t want to get into an argument with our specialists. They’re tenacious and they don’t back down from anybody – especially creditors. When creditors aren’t sympathetic to your financial situation… our specialists take it personally.
You’ll be getting the best representation available. Our highly trained insolvency specialists know the ins and outs of debt like the back of their hand… to save you as much money as legally possible.
Be Debt Free Fast
Once we reach an agreement and the documents are lodged, you’ll be debt free in just 2-5 years
Freeze Interest & Fees
Our agreements freeze all interest and fees. This is how you can clear your debt quicker.
Lower Combined Payment
All your payments are combined into one regular, affordable payment.
Your House & Car are Safe
Our agreements will ensure your debts are under control and keep your house and car safe.
Cease Legal Actions
The agreement freeze all legal action and debt collection activity.
Stop Debt Collector Calls
We can stop all debt collector calls within a week. This will lower your stress immediately.
When it comes to providing hassle free debt solutions, our experienced team have the passion and drive to yield the best outcomes for our clients. Which is why our recent satisfaction survey revealed that 97.2% of clients said they would recommend our services to family and friends. Click on the below testimonies to hear about each clients journey to debt freedom.
Selling your home to pay down your debt should be the very last resort says financial planner Travis Bailey. With more than 16 years’ experience, Mr Bailey is a senior financial planner at Honan Financial Services and said before you sell your house to clear debt, look at the root of the problem first. “People […]
The realisation that 2.5 million Australians are living with high financial stress is distressing in itself. If you’re one of those people and are looking for a way to earn some extra income to help alleviate that stress by paying down your debt, consider starting your own side or small business. Coming up with a […]
The number one cause of stress in Australia is personal finance. According to a 2015 survey conducted by the Australian Psychological Society, a staggering 49% of the population admitted personal finance was their main cause of stress over the last five years. Family issues came in next (45%) followed closely by personal health (44%). The […]
Ten minutes may not seem like a lot of time to manage your debt but that’s exactly the point. Setting aside just 10 small minutes each week — that’s two minutes a day, Monday to Friday — to manage your money could make a world of difference towards becoming debt free. Before you begin, you […]