We help individuals & couples to regain financial control & be debt free faster.
What is unsecured debt?
A debt with no collateral secured against it. In the event that the debtor defaults on the loan, there is no collateral to foreclose on.
Unsecured loans we can help with:
Bank account overdrafts
Some debt consolidation loans
Money borrowed from friends or family (if electronic transfer/records kept)
Disconnected services such as:
Phone contracts, electricity and gas bills, internet, Foxtel etc.
Rent / Mortgage:
Rental arrears/debt for previous property, Mortgage or car loan shortfalls (where the asset is sold for a loss).
Invoices or fees relating to:
Medical, Vets, Mechanics, Car accident debts, School fees, Solicitor, Lawyers, Business suppliers etc. (so long as services are completed and no longer need to use that provider again).
Government related debts:
Tax bills, Centrelink Overpayments.
Debts that are not able to be included:
Child Support arrears
Speeding fines, infringements, penalty notices, parking fines, toll charges, etc.
Current radio rentals or rent to own agreements
Current rental arrears or overdue bills
Debts in another person’s name
NZ Inland revenue debts
AS SEEN IN
How Debt Mediators Debt Relief Works
One of our expert debt consultants will call you to get the details of your situation. Some financial management companies will charge for this call... but yours is FREE for visiting our site.
Investigate & Negotiate
We review all your information and figure out how to save you as much money as possible. Then we enter into a tough minded negotiation with creditors and come to an agreement that will lower your payments and protect your assets.
Our agreements stops all legal action and debt collection activity. This protects you while we work to lower your debt.
Get on with life
You say goodbye to debt worries and hello to greater financial freedom.
We’ve already saved over 12,192 Australians and cleared$116,704,607 worth of debt.
Over 50,000 people sought free advice from Debt Mediators in the last year.
Now over 10 years old, we are one of Australia's oldest and largest debt agreement administrators. You tell us what you owe, and in less than 10 minutes we provide you with a saving estimate. Once approved, we take control of your debt allowing you to get on with the important things in life.
You wouldn’t want to get into an argument with our specialists. They’re tenacious and they don’t back down from anybody – especially creditors. When creditors aren’t sympathetic to your financial situation… our specialists take it personally.
You’ll be getting the best representation available. Our highly trained insolvency specialists know the ins and outs of debt like the back of their hand… to save you as much money as legally possible.
Be Debt Free Fast
Once we reach an agreement and the documents are lodged, you’ll be debt free in just 2-5 years
Freeze Interest & Fees
Our agreements freeze all interest and fees. Which means you can clear your debt quicker.
Lower Combined Payment
All your payments are combined into one regular, affordable payment.
Your House & Car are Safe
Our agreements will ensure your debts are under control, and keep your house and car safe.
Cease Legal Actions
The agreement freeze all legal action and debt collection activity.
Stop Debt Collector Calls
We can stop all debt collector calls within a week. This will lower your stress immediately.
When it comes to providing hassle free debt solutions, our experienced team have the passion and drive to yield the best outcomes for our clients. Which is why our recent satisfaction survey revealed that 97.2% of clients said they would recommend our services to family and friends. Click on the below testimonies to hear about each clients journey to debt freedom.
It was a good easy way to pay my big pain in the neck debt dcs made it eas... It was a good easy way to pay my big pain in the neck debt dcs made it easy and big relief Ulises Arnulfo Chavez - 02-Dec-2016
Wiling to help, understanding. Wiling to help, understanding. Kept me up to date with my payments 30-Nov-2016
life begins again Dept Mediators gave me back my life I tried many times to get a consolidation loan they would make me go through all the hoops collect everything I have done since birth then say n... Tony Allan Rivett - 30-Nov-2016
Professional, understanding and friendly throughout the whole term. Professional, understanding and friendly throughout the whole term. Even through bouts of unemployment, they were able to work out solutions. I can't speak highly enough of these g... 25-Nov-2016
Excellent service by Debt Mediators - a division of the DCS Group Aust Pty Ltd profesional service Henry Trevor Jenkin - 18-Nov-2016
Excellent service by Debt Mediators - a division of the DCS Group Aust Pty Ltd Curtious. Helpful and compitant with all my interaction with there staff. Geoffrey Ronald Cove - 17-Nov-2016
Good experience. The initial consultation gave me confidence that I was doi... Good experience. The initial consultation gave me confidence that I was doing the right thing for my situation. It is relieving to have completed the part 9 and I feel alot better ... 16-Nov-2016
Easy Great to deal with Bradley Jon Webster - 10-Nov-2016
Competent, compassionate help in my time of need. From the first, I was led through a difficult process by competent people who listened to and allayed my concerns. Any time I had questions, the DCS Group had answers. I was able t... Tami - 09-Nov-2016
Very helpful and understanding Alwayd very helpful and friendly and was always understanding about my personal circumstances 08-Nov-2016
"It was easy. I didn’t have to do anything. I handed my problems over to you guys. You did all the paperwork, all the mediation and the negotiating."
"Everything was week to week. We didn’t know if the car broke down, how we were going to fix it. Now we are saving for our wedding and a house. I would 100% recommend Debt Mediators."
"I was constantly getting calls from creditors. I was scared to pick up private numbers… I would definitely recommend Debt Mediators."
From time to time we like to check in with our former clients to see how they’re travelling after gaining their debt free status. This month we spoke with Judith from Sydney, who was more than happy to share her get out of debt story in the hope it may help others take action earlier […]
Everyday we hear how complacency with being in debt lands people in trouble. Debt Agreement Administrator, ‘Ben Paris’ spoke with us about the rising debt issue, and how dire situations can be avoided: I’m constantly amazed at how blasé people can be regarding their debt. Personal insolvency is not something to “manage”, nor something to get “under control”. Debt […]
For one moment stop thinking about what you need to ‘do’ in order to ditch debt, and focus on the way you ‘think’ about money. If you’re busy making excuses as to why you’re in debt, then that is wasted energy. How about putting that brain power towards taking action and changing your financial future! Here […]
Want to stick to a budget but can’t get started? Pulling together details like your income, expenses and debts only takes minutes, so stop putting it off. The rewards of building a better relationship with your money will have you looking back at today thinking “Why didn’t I do this earlier?”. When you compare spending a […]