Sorry about the long time in between posts. I’ve had debt CRISES, that’s right that’s the plural of crisis! Things are kind of bedded down now; I can work on getting expenses down and my finance’s sorted.

What happened? My bank (which shall remain unnamed), decided to reduce my credit by $57,000 the day before a settlement. I know, awesome, right? Well after renegotiating and selling everything that wasn’t nailed down, I managed to settle and avoid a costly contractual breach.

I now am completely skint AND have only $7 per week between me and catastrophic failure! Wooo!

I have, however, invested in Quicken, and I am going to get on top of this sh%&! And (drum roll), everything is now on board in the budget.

Anyone got some advice for how to set up an offset account and transactional facilities?

I am about to work through it, and I don’t want to reinvent the wheel.

PS: Glad to be back :)