- Car – I rode to work 4 days this week. Next week I’m mothballing the car!!! I’ve discussed become a single car family (selling my car) with my partner but it’s a politically sensitive issue at the moment so I’m just going to moth ball it and try to save money on fuel and ware and tear. (any of you found this to be a hot button issue?)
- Hobbies- I spend money on toys (basically building my dream bike so I can ride to work? but I’m already riding to work. Tools for DIY second area overspending DAMN YOU BUNNINGS!)
- Gifts- Oh man, I know I over compensate with gifts because I have all kinds of guilt about not spending enough time with people (any one else got this problem?)
Next will be having difficult conversations about finance. Better now than latter right? Any advice on that frugal scholars?
I’m not a frugal scholar by any means, but you seem to already know what you need to cut back on.
I like gift giving too, but I usually do it with photographs and $1 frames that either look more expensive or that I jazz up myself. Everybody loves a photograph from the heart…something that reminds them of a great day or moment…costs about 15 cents for the print and $1 for the frame if you even use one…sometimes the photo can be small enough for a wallet or purse.
Good luck!