I’ve been thinking about other ways I can save money. So far I’ve cut petrol and alcohol expenses. In search of further savings I’ve been reading a lot of other blogs. Here’s a summary of the best tips I canMORE

After recording my expenses for a month and tracking where my money was going I identified some areas were I can make some changes and save some money! First thing I noticed was diesel.  $70 per week, every week.  That’sMORE

Alot of people get into trouble because they feel they’ve been done wrong by the creditor.  Which to be honest, they probably have. I got a call from a debt collectors last month about the $48.00 I owe Blockbuster VideoMORE

You may recall that I was recording expenses in a spirax notepad I attached to my wallet with a rubber-band. Well for the more discerning of you you may not want a spirax-pad attached to your wallet. If your femaleMORE

Some property cannot be taken by your Trustee in bankruptcy Necessary clothing and household items; Tools of the trade to an indexed amount A motor vehicle to an indexed amount Life insurance or endowment policies Certain damages and compensation paymentsMORE

A recet report from the University of Melbourne’s Centre for Corporate Law and Securities Regulation has found an increase in the bankruptcy rate of 6% from 2008-2009 (no suprise for readers of this blog). The co-authore Professor Ian Ramsay hasMORE

Golden rule of debt consolidation: Only enter into it if you know you will be better off in the long run. Balance transfer is often a debt consolidation strategy people take to minimise their monthly payments on their credit cardMORE

Has anyone noticed how much of a’ spend now pay later’ culture our society has become? Everything in our current society pushes as to spend. Glamorous advertisements, enticing sales, special promotions, and even reward credit cards. How can we sayMORE

Many people have mixed feelings about debt consolidation and what it can do for them.  Debt consolidation like many other things in life is not the ‘best’ step for every person who’s in debt.  It is different for each personMORE

It’s been 1 months since I started writing down all everything I spend. Having just concluded my first month I set about adding it up and the results scared the $%#& out of me. I’ll start with the results. TurnsMORE