Budget Evaluation

I’m running through my expenses looking for area’s to cut.  Here’s my list of expenses to cut. Car – I rode to work 4 days this week.  Next week I’m mothballing the car!!!   I’ve discussed become a single car family (selling my car) with my partner but it’s a politically sensitive issue at the moment so I’m just going to moth ball it...

Read More

First Budget Done, Need to make some hard decisions.

T or the first time in my life I’ve done a budget (wooo I’ve finally grown up!).  Well, to be honest I’ve done budgets before but they were based on hopes and dreams rather than cold hard facts. After recording my expenses since March I have a reasonable idea what my expenses actually are.  I’ve also taken the razor to most of the discretionary expenses. Sorry family...

Read More

Budgeting apparently I need to do it!

Everyone remember the four habbits of people who have low financial stress.  We’ll I’ve done the” write down how money is spent”  thing since March (it now being July) and I’ve got to say it freaking terrified me.  Particularly when I realised how much I was spending and that this finance blogger was actually spending MORE than I earned.  I’ve got to say it...

Read More

$10 for free!

How often do you get a chance for a free $10.  Not very often in my experience! Well the Queensland government is giving away GO Cards loaded with $10 in credit for free. We’ve already paid for it with our taxes so you should definitely get one! You can get the free Go Cards by going here and filling out the webform www.gocardgiveaway.com.au

Read More

The sweet taste of financial freedom, eBay liquidation and bankruptcy musings

I’ve started to liquidate my possessions on eBay.  My stuff is just sitting there taking up space, mocking me for buying it in the first place.  It’s not liquid (cash) either and at some point most of it will be worthless and outdated.  So my logic is I might as well sell it and get some cash for it rather then letting it just sit there.  So I’ve liquidated 25 dvds and...

Read More